Unless you’ve been travelling very far abroad the last few years, you’ve surely heard the term “The Great Recession.” It was in many ways an economic catastrophe unrivaled since the Great Depression, brought about by a toxic mix of unregulated banks, Wall Street greed, and misplaced housing policy. And when it hit, it hit hard. What you may not know is that, like any recession, the Great Recession presents you...

Hi, I'm David T Rosen, and it is my privilege and honour to use this space to share my experiences as an entrepreneur and business leader. I'm quite busy, as you can imagine, but I like to stop in here from time to time and post my thoughts about life, business, and the ongoing transition to a new economic structure that emphasizes - indeed, requires - individual entrepreneurial endeavor. Or...

I find debt to be a terrifying word, and with good reason. To anyone who's in it for themselves to earn money their own way, the idea of owing a dime of it to someone else, be it a person or worse, a corporate entity, should be anathema. Abhorrent. Sickening. The worst thing about debt, is that few people realize just how unbelievably easy it is to get into it,...

It's a fact of life - business is risky. It is virtually impossible to guarantee success with perfect certainty. There are simply too many variables to be able to plan for every eventuality. This is especially true for new business owners who lack the experience to predict what sort of challenges they'll face - that's why most small businesses fail in the first two years. Knowing the biggest risks to...