I've spoken at length in a pair of previous articles about what debt can do to a business (in a two part article, found here and here). But what about the other side of the equation? It's one thing to be in debt yourself, but what if one of your clients becomes indebted to you? Obviously this is a situation none of us wants to face, but it can, does,...

We've all heard the cliche "practice makes perfect". And it can, if you're doing it right. But it's not necessarily going to make things perfect. In fact, it might not be helping you at all. Consider a golf swing. You can work on it over and over, day after day, but if you're simply replicating your own bad form then you're not actually getting better - you're just further entrenching...